What is the minimum uninsured motorist coverage per person?

What is the minimum uninsured motorist coverage per person?

• A. $20,000
• B. $30,000
• C. $25,000
• D. $40,000

Answer: (C)

Uninsured motorist coverage pays for injuries you sustain in a crash when the other driver doesn’t have insurance or enough coverage. The per-person limit is the maximum the insurer will pay for injuries to a single person in a covered crash. In Oregon, the minimum per-person uninsured motorist limit is $25,000, so that amount is the lowest level of protection available for an individual’s injuries from an uninsured driver. If you see options lower than $25,000, they don’t meet the state minimum; higher amounts meet but aren’t the minimum.

Uninsured motorist coverage pays for injuries you sustain in a crash when the other driver doesn’t have insurance or enough coverage. The per-person limit is the maximum the insurer will pay for injuries to a single person in a covered crash. In Oregon, the minimum per-person uninsured motorist limit is $25,000, so that amount is the lowest level of protection available for an individual’s injuries from an uninsured driver. If you see options lower than $25,000, they don’t meet the state minimum; higher amounts meet but aren’t the minimum.